Ratna Jyoti Iso

Due to quality commitment to International Standards, we have achieved an appreciation from ISO 9001:2008. We also follow the Best Practice Principles in all the stages of our business.

Ratna Jyoti

Ratnajyoti.com

Ratna Jyoti.com is India's first and finest online diamond & Gems store. With a network of over 100 global vendors, we offer more than 10,000 loose diamonds , Gems & Rudraksha, and over 1000 ready-to-choose designs for rings, pendants, earrings and bracelets . All our diamonds are certified by international labs like GSI, RJL,GIA, IGI, HRD and AGS . Our prices are up to 26% lower than at other retailers in India. Our clients receive personalized service from our consultants, can choose from a range of payment options including convenient ,EMI,12-months Royal RD (currently from AXIS & HDFC), and enjoy free, insured delivery anywhere in India. Safe, convenient and cost-effective, Ratna jyoti.com is revolutionizing how Indians buy diamonds, Gems & diamond & Gems jewellery



Gift for someone you Love from Unique Categories..

*.1,00,000+ Diamonds ,Gems & Rudraksha.
*. 26% Lower Price Present Retailor Rate.
*. Certified Diamond , Gems & Real Rudraksha.
(Donot Depend on an Honest Face , You Must Demand A Govt.Reg. Certificate )
*. Price: Below Rs.3,000 to Max Rs.13,00,00,000
*. All India Shipping Free
*. Gift Voucher Must With every Purchase.

*Best Possible Shopping Experience
*Best & Gurantee Astrology Online Prediction with High Edu.Astrologer
*All & Every Product Sell with certifications
*Unique Products such as Exceptional Value
*High Quality Products
*Products deliver right to you door
*24/7 Online Support
* Most Low Fees Shipping
*Secure Payment Gateway(SSL)
*Attch Our Travel Desk
*You Buy Low Rate SMS

Why Buy At Ratna Jyoti's Gems ?

We are not just earning business at Ratna Jyoti's Gems, we earn trust, faith and of course a complete satisfaction of our valuable customers. That's why we deal with complete transparency with the customers. You get 100% value of your money and trust on Ratna Jyoti's Gems. Here are some key point of our company, which make us different from the crowd of gemstones and jewelry makers:
*.1,00,000+ Diamonds & Gems.
*. 26% Lower Price Present Retailor Rate.
*. Certified Diamond , Gems & Real Rudraksha.
(Donot Depend on an Honest Face , You Must Demand A Govt.Reg. Certificate )
*. Price: Below Rs.3,000 to Max Rs.13,00,00,000
*. All India Shipping Free
*. Gift Voucher Must With every Purchase.
Experience:

A technique of selecting and analyzing quality gemstones from the rough stones cannot be learnt by books. It needs lots of experience and sharp skills. Manufacturing Gemstones is our family business. We have experience of 8 Years.

When you buy at Ratna Jyoti's Gems, you gets genuine, natural and very good quality stones from masters of the business.

Our Own Manufacturing Unit:

` We have our own manufacturing unit for jewelry. We are real manufacturer, each and every jewelry are our own production. It allows us to claim highest quality at very good prices.

Certified Diamonds & Gemstones:

All our diamonds and gemstones come with a certificate . Certificates from Govt.Reg. Gems Testing Lab. are provided for loose diamonds and Gemstones.

Unique Designs:

In our jewelry segment, every design is unique itself as they are designed by skilled and certified jewelry designer. Most important thing is, they completely HANDMADE.

Govt. Approved Company:

We are recognized and approved firm by the Govt. & Ministry of Commerce as Exporter of Gemstones and Jewelry.

Satisfied Customers:

We are proud to have satisfied customers group around the globe.

Quality Assurance:

When you buy gemstones and jewelry from Ratna Jyoti's Gems, you buy with confidence. Every piece of gemstones we offer is the best possible quality for the price. Many of our diamonds are independently certified by the prestigious Govt Reg. Gem Testing and Diamond Gradation Lab Report all carry the guarantee of quality and satisfaction. If for any reason you're not completely satisfied with your purchase, we welcome you to return it to us.
www.ratnajyoti.com

Ratna Jyoti

Ratnajyoti.com

Company Profile ( © Ratna Jyoti 2011 All Rights Reserved )

Ratna Jyoti Founded in 2004, Ratna Jyoti has grown to become the largest online retailer of certified diamonds,Gems,Real Rudraksha and fine jewelry with all type Astrology Services & Govt. Reg Gem Testing and Diamond Gradation Lab .
The company is built on a unique idea: choosing an engagement ring doesn't have to be complicated. Diamonds can be simple to understand. Making the right choice can be easy.
Ratna Jyoti recognizes the best in online customer service as ranked by actual consumers.

At Ratna Jyoti youwill find high-quality diamonds & Gems certified by the most respected independent diamond grading labs. You can create your own jewelry choose the right diamond and we will set it in your favorite earring, pendant, or ring design. Every order is guaranteed and returnable within 30 days, so you can be sure you made the right decision.

Ratna Jyoti is one of the leading Exporters and Suppliers of gemstones and Rudraksha beads. Located in Burdwan, West Bengal, the company is owned by Dr. Pijush Nandi whose expertise has helped the company to achieve higher gates of success.

Quality Assurance :
We pay great attention to the product quality which is of prime importance to us. Our diamonds are independently certified by the prestigious Government Registration. Our Gem Testing and Diamond Gradation Lab Report help us in attaining high quality.

Wide Network :
A huge network base facilitates the timely and prompt delivery service of our products. We have a wide customer base that helps us in exporting and supplying our products at the global market. This is due to our wide customer base.

Customer Satisfaction :
We strive to satisfy our customers with our high quality products and services. For this purpose, we assure that all our products are of supreme quality within affordable price range. Moreover, we seek to offer a wide range of beautiful designs that are completely handmade.


Ratnajyoti.com
Ratna Jyoti.com is India's first and finest online diamond & Gems store. With a network of over 1000 global vendors, we offer more than 1,00,000 loose diamonds , Gems & Rudraksha, and over 1000 ready-to-choose designs for rings, pendants, earrings and bracelets . All our diamonds are certified by international labs like GSI, RJL ,GIA, IGI, HRD and AGS. Our prices are up to 15% lower than at other retailers in India. Our clients receive personalized service from our consultants, can choose from a range of payment options including convenient 12-months Royal RD (currently from AXIS & HDFC), EMI & MOTO Payment Option and enjoy free, insured delivery anywhere in India. Safe, convenient and cost-effective, Ratna jyoticom is revolutionizing how Indians buy diamonds & diamond jewellery.




Gift for someone you Love from Unique Categories..

*Best Possible Shopping Experience
*Best & Gurantee Astrology Online Prediction with High Edu.Astrologer
*All & Every Product Sell with certifications
*Unique Products such as Exceptional Value
*High Quality Products
*Products deliver right to you door
*24/7 Online Support
* Most Low Fees Shipping
*Secure Payment Gateway(SSL)
*Attch Our Travel Desk
*You Buy Low Rate SMS


Ratna Jyoti -International Profile


Ratna Jyoti has been in the Astrology & Gemology and Dimond & Gem business since its inception in August 2004.
1. Licence Holder from the India Govt.
2. Registered with India Import-Export Corporation (DGFT) of which letters of gurantees are issued for Custom Abroad.
3. TM :- TM Registration
4. Copy Right Ratna Jyoti from 2009 All Rights Reserved & Registration
( www.ratnajyoti.com > Web-site & Ratna Jyoti Company and Ratna Jyoti Logo all are Copy Right Reserved & Registration )
5. Hologram Registration and Per Diamond, Gems,Rudraksha, Membersip & Coustomer I.D all are Coding System
6. C.S.T Registration (All India C.S.T & VAT=1% With C Form & Online Waybill)
7. VAT Registration (West Bengal VAT=Only 1% Without Any C Form & Online Waybill)
8. P.TAX Registration
9. Member:- India Gem & Jewellery Association.
10. Member:- The International Diamond & Gems Business of India.
11. Member :- All India Astrologer Association
12. Member :- All India Gemologist Association.
13.Govt.Reg. Gem Testing & Diamond Gradation Laboratory (Lab Service)
( Ratna Jyoti's Own Govt. Reg.Lab > Tested & Gradated by Govt Reg.Gemologist )
14. We accept online payment through all major credit cards,Debit Card Mobile Payment , Cash Card & Neft-Tranafar , PayPal . We also accept payment offline through cash deposit, Demand Draft and Cheque & Money Broker ,E-BAY , Any all Prosess Money Transfar. Bank- L/C ,T/T System .Please get in touch with our customer service team for more information on offline payment.
15. Any Purchase Any Product From Ratna Jyoti Deliver at Your's Home.( Home Delivery SystemWorld's Any Where Any Place Within Processing Time ..VVP & Speedpost and.Air Line & Custom Duty with 100% Gurantee )
16. Any Country Currency Change 100% Gurantee & Secured System.
17. Veri Sign.(Verify ) 100% Secured Seal with Every Purchase in Online.
18. Online & Offline > all Astrology & Gemology Service and 100% Real Diamond , Gems & Real Rudraksha available Here.
19. Returnable , Refundable & Exchangeble System (Rules- Regulation & Condition Apply) (Follow Website Download Page)
20. Online & Offline 100% Secured Payment System .
21.24 * 7 HOURS Online Coustomer Support Service by Ratna Jyoti Team
22. Reg. Authorise Frenchise Western Union MoneyTransfer (Direct Facility in Ratna Jyoti Showroom)
23. Maltiling and One Stop Shop Authorise Frenchise for Travel Booking (Direct Facility in Ratna Jyoti Showroom)
24.AXIS BANK & HDFC BANK ALL Card Swipping Machine System From Direct Ratna Jyoti Show Room (Online/Offline Payment Option)
25. All Type Online / Offline 100% Gurantee Astrology Services.

Experience our 5 Star Rated Customer Service


Our Payment Mode (Online & Offline)

Payment for all the Services/Products can be made either of
1. Credit Card
2. Debit Card
3. Payment by PayPal
4. Money Order
5. Western Union MoneyTransfer
6. Payment by Bank > L/C , T/T System (AXIS & HDFC BANK )
7. Mobile Payment
8. Cash Card & Done Card
9. Neft-Tranafar (Bank / Self )
10.Money Broker
11.E-BAY Paise-Pay System
12.Payment offline through cash deposit
13.Any Bank Demand Draft
14. A/C Payee Cheque Deposite / Any Cheque Deposite
15.Direct Any ATM , Credit ,Debit & Shoping Card Payment by
(AXIS BANK & HDFC BANK Card Swipping Machine System From Ratna Jyoti Show Room )
16.Direct Cash Deposite to Ratna Jyoti Room & Receive Money Receipt Voucher
17.Payment by Ratna Jyoti Membersip Crad
18. Any Purchase from Ratna Jyoti through ROYAL RD System. (offline Payment Option )
19. Direct E-Mail Payment system (100% Secured Payment system)
20. Ratna Jyoti own Deposite Credit Card through Payment option

21. BANK TRANSFER OR ATM DEPOSIST

22. EMI Payment Option. (For Axis Bank & Hdfc Bank Credit Card Holders)

23. MOTO Payments Payment by Wire (Mail / Fax )Transfer (World's Anywhere -EDC Fund Transfar)



Product & Services Details

Ratna Jyoti.com is India's first and finest online diamond & Gems store. With a network of over 100 global vendors, we offer more than 10,000 loose diamonds , Gems & Rudraksha, and over 1000 ready-to-choose designs for rings, pendants, earrings and bracelets . All our diamonds are certified by international labs like GSI, RJL,GIA, IGI, HRD and AGS . Our prices are up to 26% lower than at other retailers in India. Our clients receive personalized service from our consultants, can choose from a range of payment options including convenient 3,6,9,12-months EMI Option (currently from AXIS & HDFC), and enjoy free, insured delivery anywhere in India. Safe, convenient and cost-effective, Ratna jyoti.com is revolutionizing how Indians buy diamonds, Gems & diamond & Gems jewellery

RATNA JYOTI

Ratnajyoti.com

Ratna Jyoti.com is India's first and finest online diamond & Gems store. With a network of over 100 global vendors, we offer more than 10,000 loose diamonds , Gems & Rudraksha, and over 1000 ready-to-choose designs for rings, pendants, earrings and bracelets . All our diamonds are certified by international labs like GSI, RJL,GIA, IGI, HRD and AGS . Our prices are up to 26% lower than at other retailers in India. Our clients receive personalized service from our consultants, can choose from a range of payment options including convenient ,EMI,12-months Royal RD (currently from AXIS & HDFC), and enjoy free, insured delivery anywhere in India. Safe, convenient and cost-effective, Ratna jyoti.com is revolutionizing how Indians buy diamonds, Gems & diamond & Gems jewellery



Gift for someone you Love from Unique Categories..

*.1,00,000+ Diamonds ,Gems & Rudraksha.
*. 26% Lower Price Present Retailor Rate.
*. Certified Diamond , Gems & Real Rudraksha.
(Donot Depend on an Honest Face , You Must Demand A Govt.Reg. Certificate )
*. Price: Below Rs.3,000 to Max Rs.13,00,00,000
*. All India Shipping Free
*. Gift Voucher Must With every Purchase.

*Best Possible Shopping Experience
*Best & Gurantee Astrology Online Prediction with High Edu.Astrologer
*All & Every Product Sell with certifications
*Unique Products such as Exceptional Value
*High Quality Products
*Products deliver right to you door
*24/7 Online Support
* Most Low Fees Shipping
*Secure Payment Gateway(SSL)
*Attch Our Travel Desk
*You Buy Low Rate SMS





Thank you for choosing to buy Ratna Jyoti . It is our pleasure to help you with your purchase
Placing Your Order over phone

To place an order over the phone call Ratna Jyoti at 03412668022. Our customer service associates will help you make this purchase. They will answer all your queries about the product so that you are completely satisfied with your purchase. You will be required to mention the stock number of the product you wish to purchase.

Order Placement

After you have decided to buy a product on Ratna Jyoti, you can request for an order form for that product. This order form with all the details of your selected product will be either faxed/ e-mailed/couriered to you depending on whatever is convenient for you. You can place you order by signing on the form and sending it back to us by fax/courier. This form will confirm your acceptance to purchase the product.. The order at this point will still be temporary. It will be confirmed and sent for processing only on receipt of payment

Order Form

The order form will have a picture of the Ratna jyoti product and all its details. The customer will be required to provide his contact information including Name, Shipping Address, Billing Address, Name of recipient in case of gift, contact number , email id and mode of payment.( for payment options , please see next paragraph)

Order Confirmation and Payment Options

The order will be confirmed and sent for processing once Caratlane is in receipt of your payment.
There are three payment options:

Cheque
Cheque has to be in favour of [ RATNA JYOTI ]payable at Bahula. It can either be deposited in your local Axis Bank/ HDFC Bank / SBI Bank / PNB Bank / UCO Bank or sent to us at Bahula(Near Netaji Statue), Dist-Burdwan, State-West Bengal, India,Pin-713322.

Demand Draft

Demand Draft (DD) has to be in favour of [ RATNA JYOTI ] payble at Bahula.Please send it to us at Bahula(Near Netaji Statue), Dist-Burdwan, State-West Bengal, India,Pin-713322.

Online Funds Transfer

After you place your order, CaratLane will give you the account information that you will need to provide to your bank in order to transfer funds from your account directly to a Ratna Jyoti account. It may take a few days for your bank to process the Funds Transfer. Once your bank has transferred the funds, Ratna Jyoti is immediately notified and your purchase is processed. If you have any questions about the process involved in a Funds Transfer, contact your bank or call Ratna Jyoti at 03412668022.

Please note: For orders placed over the phone, the cheque or D.D. has to be received by us within 7 days. After the 7th day the order automatically stands cancelled.

Order & Shipment Confirmation

Once you place your order and payment is received, we will call and inform you of your order number. We will also send you a confirmation e-mail. If you do not receive the confirmation email, contact us directly at 03412668022 or e-mail us at orders@ratnajyoti.com. Please do mention your order number.

Once Ratna Jyoti ships your order, you will receive another confirmation email indicating when you should expect to receive your package.

Special Requests

If you have a special request for an item of jewelry, donot hesitate to call one of our jewelry consultants at 03412668022 for assistance. We will do our best to accommodate your request.

Please read our Terms & Conditions for more details.

Reseller Offers Frist Time In Ratna Jyoti

***. Welcome Hurry Come & Join With Us to B-B Patner Member Offer Plan and Get More Commision Income ,Gift Voucher & Free Service/Gift Per Day.





Ratna Jyotis B-B Patner Member For One Year Charges Below System

(Not Refundable)





Membersip Name % of Discount Patner Position Anul Charges
DIAMOND 30% B-B Patner No.1 Rs.60,000/-($ 1342.26 USD)
PLATINUM
25% B-B Patner No.2 Rs.50,000/- ($ 1118.55 USD)
GOLD 20% B-B Patner No.3 Rs. 40,000/-($ 894.84 USD)
SILVER 15% B-B Patner No.4 Rs. 30,000/-($ 671.13 USD)
BRONJ 10% B-B Patner No.5 Rs. 20,000/-($ 447.42 USD)
COPER 5% B-B Patner No.6 Rs. 10,000/- ($ 223.71 USD)




1. Renew Option : Old member Only Apply This Plan. You Want Renew your Membersip After Valid Last date in 15 Days. 5% Discount Offer for Renew .But validLast Date+ 15 Days is over than auto system your membersip will be Cancle Parmanently.Renew will be aplicable old membersip last date from next year date.

2. Advance Renew Option :- Old member Only Apply This Plan. You Want Advance Renew your Membersip Before upto Valid Last date, 10% Discount for Advance Renew Offers .You Can Must be Advance Renew Before 3 months- to - 1 month from valid Last Date.(only apply Advance Renew Option for Next One Year) Than auto update your Membersip Card. & update your last valid date form your old-Runing last valid date.

3. UPGRADATION MEMBERSIP :- Old member Only Apply This Plan. You Want Your Membersip Upgradation for extra discount,join this Upgrading Membersip Plan. You Select Your Upgrade Plan than auto system amount are select,than you pay.ok after payment your Membersip card is Change & Upgrade auto System, But Frist Year after Upgrade your Membersip Valid upto old card valid last date.But you upto valid last date you can get upgradation Membersip % discount with any Purchase.





***. You Must Receive A Gift VOUCHER (Amount) with After Every Purchase. That Voucher Amount

Auto Deduct (you must see payment time) from your next Purchase Product Amount.











AT FRIST CLICK DOWNLOAD PAGE.> DOWNLOAD & PRINT MEMBERSIP FORM>FILL THE FORM >send fill form and below all document to the postal registry system.

1. Id Proof: Driving License or Voter Id or Passport
2. Pan Card
3. Address Proof: Letter from HR or Electricity Bill or Gas Bill or Landline Bill or Vat no registration
4. Photograph: 6 pcs. Passport Size Photograph
5. FOR OFF LINE RESELLER Send A/C PAY CHEQUE (select wise amount) to our any bank A/C (below bank a/c details)
If you need immediate for Joining RATNA JYOTIS Membersip Code & start all Membersip Facilitys.
all prosess complite than active your membersip. we Give & Send your user name & password.

We have our own manufacturing unit for jewelry. We are real manufacturer, each and every jewelry are our own production. It allows us to claim highest quality at very good prices.
***.B-B Patner Member Can Get Discount Any Time Direct Offline/ Online Ratna Jyotis Any Product Purchase

1. 5% Discount For Ratna Jyotis Coper B-B Patner No.6 Member

2.10% Discount For Ratna Jyotis Bronj B-B Patner No.5 Member

3.15 % Discount For Ratna jyotis Silver B-B Patner No.4 Member

4. 20% Discount For Ratna Jyotis Gold B-B Patner No.3 Member

5. 25% Discount For Ratna Jyotis Platinum B-B Patner No.2 Member

6. 30% Discount For Ratna Jyotis Diamond B-B Patner No.1 Member










Payment Mode (Online & Offline)

Payment for all the Services/Products can be made either of


1. Credit Card
2. Debit Card
3. PayPal
4. Money Order 5. Western Union MoneyTransfer

6. Payment by Bank > L/C , T/T System (AXIS & HDFC BANK )
7. Mobile Payment
8. Cash Card & Done Card
9. Neft-Tranafar (Bank / Self )
10.Money Broker
11.E-BAY Paise-Pay System
12.Payment offline through cash deposit
13.Any Bank Demand Draft
14. A/C Payee Cheque Deposite / Any Cheque Deposite
15.Direct Any ATM , Credit ,Debit & Shoping Card Payment by
(AXIS BANK & HDFC BANK Card Swipping Machine System From Ratna Jyoti Show Room )
16.Direct Cash Deposite to Ratna Jyoti Room & Receive Money Receipt Voucher
17.Payment by Ratna Jyoti Membersip Crad

Why do I need a profile?

Why do I need a profile?

THANKS
RATNA JYOTI TEAM
WELCOME TO RATNA JYOTI...The Worldclass Show Room
THE WORLDCLASS ASTROLOGY & GEMOLOGY IN ONLINE
WORLDCLASS DIAMOND & ALLGEMS+RUDRAKSHA MERCHANT
PLEASE VISIT............
WEBSITE:...www.ratnajyoti.com
E-MAIL:-info@ratnajyoti.com
ratnajyotis@gmail.com
pijushnandi6@gmail.com
PHONE &FAX:-03412668022
MOBILE:- +91-9732150494
+91-9153009978
ADDRESS:- BAHULA (NEAR NETAJI STATUE)
Bahula is located at 23°39′27″N 87°11′46″E
[ NEAR UKHRA/DRGAPUR/RANIGANJ/ASANSOL/ANDAL TOWNSIP]
DIST:- BURDWAN, STATE:- WEST BENGAL
COUNTRY:- INDIA, ZIPCODE:- 713322


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*THANKS*
*RATNA JYOTI TEAM*
*WELCOME TO RATNA JYOTI...The Worldclass Dimond Show Room*
*THE WORLDCLASS ASTROLOGY & GEMOLOGY IN ONLINE*
*WORLDCLASS DIAMOND & ALLGEMS+RUDRAKSHA MERCHANT*
*PLEASE VISIT............*
*WEBSITE:...www.ratnajyoti.com*
*E-MAIL:-info@ratnajyoti.com*
* ratnajyotis@gmail.com*
* pijushnandi6@gmail.com*
*PHONE &FAX:-03412668022*
*MOBILE:- +91-9732150494*
* +91-9153009978*
*ADDRESS:- BAHULA (NEAR NETAJI STATUE)*
*Bahula is located at
23°39′27″N<http://toolserver.org/~geohack/geohack.php?pagename=Bahula&params=23.657419_N_87.195974_E_source:yahoomaps_region:IN-WB>
<http://toolserver.org/~geohack/geohack.php?pagename=Bahula&params=23.657419_N_87.195974_E_source:yahoomaps_region:IN-WB>
87°11′46″E<http://toolserver.org/~geohack/geohack.php?pagename=Bahula&params=23.657419_N_87.195974_E_source:yahoomaps_region:IN-WB>
*
*[NEAR ASANSOL/RANIGANJ/DURGAPUR/ANDAL/UKHRA TOWNSIP]*
*DIST:- BURDWAN STATE:- WEST BENGAL*
*COUNTRY:- INDIA ZIPCODE:- 713322 *
*
*
*
*
*
*

--
THANKS,

DR.PIJUSH NANDI(PhD)

pijushnandi6@gmail.com

WELCOME TO RATNA JYOTI ____ The Worldclass Showroom

THE WORLDCLASS ASTROLOGY & GEMOLOGY IN ONLINE

WORLDCLASS DIAMOND & ALL GEMS+RUDRAKSHA MERCHANT

PLEASE VISIT.....................

WEBSITE-www.ratnajyoti.com

E-MAIL- info@ratnajyoti.com

pijushnandi6@gmail.com

PH & FAX- +91-3412668022

MOB:- +91-97321 50484

+91-9153009978

PLACE:- BAHULA,(NEAR NETAJI STATUE)

Bahula is located at 23°39′27″N 87°11′46″E.

[ NEAR UKHRA/DRGAPUR/RANIGANJ/ASANSOL/ANDAL TOWNSIP]

DIST:- BURDWAN, STATE:- WEST BENGAL

COUNTRY:- INDIA, ZIPCODE:- 713322